10+ Yrs
UAE banking experience
20+
Institutional banking partners
AED 500M+
Structured real estate debt
100%
Independent client advisory
Strategic Capital Structuring
A mortgage is not merely a loan balance; it is a critical component of your broader capital structure. Operating across Dubai and Abu Dhabi, Sakher Alghazo evaluates institutional lender policies to align debt leverage with individual portfolio goals.
Direct relationships across major local and international banks enable unconstrained access to competitive fixed rates, non-resident pathways, and structured equity extraction without transactional friction.
Strategic Advisory Verticals
Bespoke financial solutions tailored around high-value residential acquisitions, international capital entry, and commercial real estate debt.
Residential Mortgages
Refinancing & Equity Release
Non-Resident Financing
Commercial Real Estate
Structuring home financing for UAE residents and expats purchasing primary residences or luxury villas with optimized loan-to-value limits.
Rebalancing existing debt facilities to capture favorable interest margins and unlock liquidity tied up in mature UAE property holdings.
Specialized international capital pathways navigating cross-border compliance and UAE Central Bank parameters for foreign real estate investors.
Bespoke capital arrangements for corporate entities acquiring office premises, retail assets, and industrial facilities across prime UAE sectors.
Discovery & Portfolio Assessment
Lender Matrix Analysis
Underwriting & Pre-Approval
Valuation & Land Department Transfer
Independent side-by-side assessment across 20+ UAE banking partners to identify terms, rate structures, and fee schedules.
Structuring exact documentation files and directly managing bank underwriting channels to secure binding pre-approval decisions.
Comprehensive evaluation of borrowing capacity, liquid capital profile, income verification structures, and long-term asset targets.
Overseeing bank property appraisal reports, conveyancing protocols, final offer letters, and Land Department transfer conveyancing.